If you are hurt at work, you have the option to file a worker's compensation claim to have your medical expenses covered. You can also receive a percentage of your wages if you have to be out of work for some time. However, there are some mistakes you can make when you file for your benefits. Be sure to avoid the following mistakes so that you can get a quick decision on your claim:
1. Report Your Injury Immediately
You should never wait a long time to report your injury to your employer. You should report it as soon as it happens. Your human resources department requires specific paperwork to process the claim for you. If you wait too long, you could lose out on your benefits. Your employer may not believe that your injury is solely due to your actions at work. The employer may claim that you hurt yourself outside of work and are now trying to make a claim. You can then receive a denial for your claim.
2. Go to the Physician Right Away
When you are hurt at work, you need to get medical treatment immediately. The doctor needs to see you in the shape you are in right after the accident. Your medical report will be part of the evidence you need to receive your benefits. If you do not go to the doctor, the odds of you getting anything from worker's compensation insurance is slim.
3. See the Doctor Requested by Your Employer
In most cases, your employer will provide you with the name of a doctor for you to see for your injury. This is done for a variety of reasons. Your employer may have an association with that particular practice. This is especially common if you work in a hospital. The doctor will examine you and provide you with a report to give to your employer.
If you do not want to see the specific doctor provided by your employer, you can ask for a list of options to choose from. Unfortunately, you cannot typically use your own personal physician for this purpose. Your employer will want a neutral report from a doctor they work with frequently.
4. Submit Your Paperwork on Time
Most worker's compensation claims have a time limit. The amount of time you have to make a claim may vary from state to state. If you fail to make your claim within the specified timeframe, you may lose out on the ability to receive worker's compensation.
For more information on your options, contact local workers compensation attorneys.
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