With more gig economy drivers on the road than ever before, it's also more likely than ever that you could end up in a collision with a rideshare driver. Uber has about a million drivers in the United States, and additional drivers are employed by Lyft and other smaller companies. If you're driving on your daily commute and a rideshare driver crashes into you, you might wonder who is responsible for the accident and the resulting injuries. A personal injury attorney can help you understand your legal rights and options following such an accident.
Who's Liable for the Accident?
After a typical car collision, you would report the accident and file a claim with an attorney's help to receive compensation from the at-fault driver's insurance company. However, the process gets more complicated when the at-fault driver was mid-route for a ridesharing company like Uber or Lyft. Drivers for these companies are required to carry personal auto insurance, but these insurance companies don't cover the commercial use of personal vehicles, so you can't file a claim with them.
Ridesharing companies employ their drivers as independent contractors, and the companies provide liability insurance to cover potential accidents. However, the liability amount of coverage depends on the driver's status at the time of the collision. For example, if the driver was working for the ridesharing company but had no passenger when they caused the accident, the liability coverage limit might only be $50,000 compared to $1 million if there's a passenger booked for the ride.
If the accident is serious and you suffer severe injuries in the crash, the rideshare company's coverage may be insufficient to pay for all your expenses during recovery. This is where a personal injury may come in. It might be necessary to file a lawsuit against the rideshare company's liability insurance to ensure that you receive an adequate settlement for your claim.
What If You're a Passenger in a Rideshare Vehicle That Gets in an Accident?
If you've booked a rideshare driver and they get into an accident while you're in the rear passenger seat, it's likely that any injuries you incur will be covered by the rideshare company's insurance. However, claiming your compensation might not be a straightforward process due to the many parties involved. If you're recovering from serious injuries, you'll want legal representation to assist you in filing a claim and providing evidence of all your losses, such as medical bills and lost wages.
A personal injury attorney can help you navigate the complicated process of dealing with an accident caused by a rideshare driver. Whether your attorney is able to negotiate a settlement or you have to proceed with a lawsuit, the goal is to ensure that you receive compensation for all damages.
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When you are faced with a serious legal matter, it only makes sense to work with an attorney who has the skillset to help. Attorneys are specially trained to manage everything from courtroom appearances to issues with paperwork, which is why you should have one on hand for when you are faced with an emergency. The purpose of this blog is to make it easier to understand when you should call a lawyer and how they can help. Read more on this blog to sort out everything you need to know to improve your legal prowess every single day, preventing problems.